maturity starts here...

im going to buy a house. ill buy the house opposite our home in pinas. it's not so tempting being my mother's neighbor but im seeing the good side now. it seemed like a good investment and i can always resell it some other time. at least my money's earning interest if ill have someone rent it out. hsbc's interest rate is so low that you can buy a starbucks coffee with it -- after 25 years! im doing some computations and i see that i can earn at least 10% per annum. not bad, eh?!

now to the downside...

i obviously need to drain all my savings. and im in debt by 6 pinas figures until the year ends! and i only have 5 months to pay! shet! i never imagined myself to be dealing with such figures, out of my own money! i've done calculations and that means i only have a budget of $50 dollars per day. it would have been nice if it's a weekday because i only spend for dinner and light breakfast. but weekends?! syet! b and i really need to cook kangkong and cheapo fish and veggies, those that can have big servings and can be eaten for three meals.

now my promise to myself: i've to cut my spending habits for the rest of the year. no impulse purchase. no expensive night out with friends. no new gadget. eeerrr... wish me luck!